You can finally worry less and have more financial security.

Learn how a million other homeowners have already achieved financial peace of mind with no monthly mortgage payments and tax free cash*.

A message to you from Steve Garvey

If you are thinking about using a reverse mortgage to enhance your retirement, the pros at Reverse Mortgage Educators will give you the time and information you need to help decide if a Reverse Mortgage is right for you. You can learn how other homeowner’s have enjoyed benefits such as optional monthly mortgage payments and a guaranteed line of credit, where you still get access to cash even if home values drop. With Reverse Mortgage Educators, there’s no obligation to get a great education.

How have other homeowners enjoyed their lives after getting a reverse mortgage?

Here are just a few stories from some of our happy clients.

Ruth N.

Ruth was struggling to figure out how to retire, and after speaking with Reverse Mortgage Educators, finally found a solution for her to finally retire and enjoy her life.

Perla

Steve Garvey discusses how Perla was able to give her children an early inheritance while having peace of mind that she can stay in her home for the rest of her life.

Teresa and Henry P.

Teresa and Brian’s dream was to spend more time with their grandchildren and stay in their home, and were able to achieve their goal with Reverse Mortgage Educators.

Mr. Perez

Mr. Perez went from being in foreclosure to not only keeping his home, but also setting up his daughter for success in college.

Clients are real people and provided their authentic testimonials with no compensation. All statements are their own.

How would you like to choose your monthly mortgage payment?

A Reverse Mortgage is actually a lot like a regular loan, except you’re in control of how much you want to pay every month. You can pay a portion of the monthly mortgage payment, or make no monthly mortgage payment at all. If you decide you never want to pay a monthly mortgage payment again, you can still stay in your home as long as you’d like, for the rest of your life.*

My video explains more about how this feature works and how it can benefit you.

*Borrowers must pay their taxes and insurance, HOA dues if applicable, maintain the home as their primary residence, and follow the guidelines as outlined in the note.

The Home Field Advantage Program - Only with Reverse Mortgage Educators

After years of studying and implementing the Federally Insured Reverse Mortgage, we found that there are ways we could help home owners maximize their benefits. Our experience and technical understanding of a Reverse Mortgage led to the development of our Home Field Advantage Program™.

This program looks at key indicators that can help the homeowner get more proceeds from a Reverse Mortgage. Of course, there's much more to it, and you will learn all about it when you request our FREE Informational Package. We've left no stone unturned.

Frequently Asked Questions (FAQs)

  • Yes, you still own your home. Much like a regular loan, you remain on title and the home can be passed to your heirs.

  • When all last remaining borrowers leave the reverse mortgage home for more than 12 months, the heirs can choose to keep the home by refinancing/paying the loan balance in cash, or by selling the home and keeping the equity. All appreciation and equity belongs to your heirs, not the bank.

  • Yes, you can place your reverse mortgage home in a trust. You can also place your home in a trust at the time of completing the reverse mortgage. If you would like to place your home in a trust after receiving a reverse mortgage, there are additional steps required by the servicer so we recommend you to get in touch with your reverse mortgage specialist.

  • The loan amount that you qualify for depends on the age of the youngest borrower (at least 55 years old), the value of your home, and current market conditions. Please contact us at (800) 800-2190 for more info.

  • Reverse mortgages are highly regulated by the US government and come with strict consumer protections that make today’s loans safer than ever. Key safeguards include, max claim limits on reverse mortgage products, required financial assessments to ensure borrowers are financially capable of taking on the loan, and required counseling with an independent, HUD-approved counselor to help borrowers make an informed decision.*

  • A reverse mortgage can have title, escrow, mortgage insurance, and loan originations fees within the loan. These costs are not paid out of pocket. Out of pocket can include HUD-approved reverse mortgage counseling. Ask us about our FREE home valuation (800) 800-2190.

  • With a reverse mortgage, you are not required to make a monthly mortgage payment. If you’d like to make a payment on the reverse mortgage, you can make the full monthly mortgage payment, or part of the payment mortgage payment. If you never make a monthly mortgage payment, you still own your home and can stay there for as long as you’d like.

  • You can stay in your home for as long as you’d like, for the rest of your life. The reverse mortgage allows borrowers to stay in their home up until they reach the age of 150 years old. All spouses are protected and also get to remain in the home until they pass away.

  • With a reverse mortgage, there are no prepayment penalties so you can sell and buy a new home at any time.

*To keep the mortgage in good standing, the borrower must pay their property taxes, homeowner’s insurance, HOA dues, maintain the home at FHA standards, keep the home as their primary residence, and follow the guidelines as outlined in the note. Reverse Mortgage Educators is not affiliated with any government agency. A Reverse Mortgage is a loan that, if no payments are made over time, can have an increasing balance and gets repaid when the home is sold. Not all applicants may qualify.